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Insurance and annuities


Insurance

Through Macquarie Insurance Services Ltd, we have a team of specialists who can help you provide for your loved ones in the event that you become ill or injured, or die unexpectedly. Insurance can also be a wise tax minimization strategy and help you provide for your retirement lifestyle. Ask your Macquarie Private Wealth Investment Advisor about:

  • Personally owned life insurance
  • Term insurance
  • Disability insurance
  • Critical illness insurance


Annuities

An annuity is an investment that you buy to receive a guaranteed monthly income for a set period of time — even for life. Annuities work like life insurance in reverse. With life insurance, you pay a certain amount each month over many years so your loved ones will get a lump sum when you die. With an annuity, you pay a lump sum up front, and get income each month over many years.

Term-certain annuities guarantee you a set monthly income for as many years as you want, up to age 90. If you die before you receive all your payments, they continue to go to your estate.

Life annuities give you a set monthly income for life, but payments will stop when you die and no money will go to your estate. You can add extra options to your agreement to get a life annuity that makes payments to your spouse after your death, or an annuity that increases your income to keep up with rising prices.

Consult your Macquarie Private Wealth Investment Advisor for more information regarding annuities and your customized options.

 

Insurance products and services are offered by life insurance licensed Advisors through Macquarie Insurance Services Ltd., a wholly owned subsidiary of Macquarie Private Wealth Inc.


© 2010 Macquarie Private Wealth Inc.

No entity within the Macquarie Group of Companies is registered as a bank or an authorized foreign bank in Canada under the Bank Act, S.C. 1991, c. 46 and no entity within the Macquarie Group of Companies is regulated in Canada as a financial institution, bank holding company or an insurance holding company. Macquarie Bank Limited ABN 46 008 583 542 (MBL) is a company incorporated in Australia and authorized under the Banking Act 1959 (Australia) to conduct banking business in Australia. MBL is not authorized to conduct business in Canada. No entity within the Macquarie Group of Companies other than MBL is an authorized deposit-taking institution for the purposes of the Banking Act 1959 (Australia), and their obligations do not represent deposits or other liabilities of MBL. MBL does not guarantee or otherwise provide assurance in respect of the obligations of any other Macquarie Group company. Macquarie Private Wealth Inc. is a member of Canadian Investor Protection Fund and IIROC.